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Gwynedd Pension Fund

When Can I Retire?

For the pension that you accrue in the fund from 1st of April 2014, your normal retirement age will not be set at age 65, but instead will be linked to your state pension age (but no lower than age 65). You may confirm your state pension age by checking the state pension webpage here.

However, it is possible for you to retire early and receive your pension benefits from age 55 onwards without your employer’s consent. Alternatively, if you decide to work beyond your state pension age, you can continue to be a member of the scheme up until the day before your 75th birthday.

Your pension benefits can be paid at any age if you have to retire due to ill health.

For further information on the different types of retirement and any minimum age limits that may apply, please click the relevant link below: